HSBC Offshore Bank Account

The world’s local bank

Open HSBC Offshore Bank Account Online

In order to prevent identity theft, identity fraud, money laundering, terrorist financing, etc, the RBI had directed all banks and financial institutions to put in place a policy framework to know their customers before opening any account which known as ( KYC – Know Your Customer ) .

This means  the Banks can open foreign offshore account for non-residents if they verify and assure their clients identities/activities and this is one of the main reasons why we have difficulties to open foreign bank account either in USA or Europe .

All of the banks and financial institutions around the world are responsible to verify their clients activities and identities making sure that they don’t practice any illegal activities before opening any account.

Due to all above If you’re verified with your HSBC local Bank complying their  KYC ( know your customer ) norms and verification process and already got your own local HSBC saving / business account  then you can open another  HSBC Offshore bank account  abroad ( US/EUROPE etc ) as non-resident.

Yes, Having a local HSBC bank account in your country will enable you to open another account/s in any of other HSBC abroad branches either in HSBC United states or European HSBC account .

All you need to is  to open local HSBC account in your country ,  then you have to  visit your local HSBC Bank personally and to ask the customer service officer  to take the necessary procedures to open another HSBC account in USA/Europe or any of other HSBC listed countries .

The officer will manage and proceed  all the paperwork and relevant documents in order to open the foreign HSBC account for you .

There will be an account opening charge which is a bit high but it’s worth due to  HSBC reputation, its accounts reliability in addition to trustworthy online powerful e-banking web interface.

Also initial deposit and  monthly / annual charges may occur depending on the balance and transactions charges on the foreign currency account. Details for the charges can be viewed at HSBC website at  (  Tariff and Charges menu )

Open HSBC Offshore Bank Account Online

Accent Banking

eVox Management LLC is the provider of the ACCENT® Non Resident BANK ACCOUNT AND BUSINESS BANKING SERVICES IN THE USA .

ACCENT BANKING is a name many have grown to know and trust. The highest quality service and attention to customer needs and concerns are a hallmark of the AccentBanking non resident programs.

Unlike prepaid programs, ACCENT Banking provides nonresident small to mid-size businesses with access to a US bank account with online banking as well as other features and services.

Click Here To Visit AccentBanking

The new ACCENT provided bank account has the following features:

An excellent solution for non resident businesses and individuals who transact in US$;


A full featured business-specific bank account with a unique bank account number for each client;

Limits based on use and account history;

Bank issued Business Debit Card with full ATM, internet and POS use;

Free ATM and POS*;

Wire Transfer services (inbound and outbound);

Add the account to payment providers (Paypal®, 2checkout®, etc.);

Bank deposit and transfer services;

Business Services and consulting.

Accent Banking and the US bank accounts for non residents are available to many countries worldwide and are designed specifically for small to midsize businesses with a growing sales volume and turnover.


ACCENT is a full-disclosure program to better serve you and to protect the integrity of the program.

Accent services are not available in all countries.

ACCENT IS NOT A PREPAID CARD PROGRAM

AccentBanking Non Resident Bank Account and debit card Transaction Fee Schedule, valid as of 20 June 2008 and subject to change. Please review this page from time to time – any changes in the fee schedule will be published on this page only. Notification of changes may not be sent via email or any other method.

ALL FEES ARE IN US DOLLARS.

NOTES:

MICRO-DEPOSITS: the account can receive microdeposits.

PASS THROUGH ACCOUNTS:

These are not ‘pass through’ accounts and a minimum average monthly balance of $250.00 is recommended. (Average balance over the course of a month, not fixed amount at all times).

A pass through account is one that is used with the purpose of receiving money from one source and immediately withdrawing or transferring to another (other than to yourself).

ACH TRANSFER TO THE ACCOUNT.

The daily limit is US$ 1500.00 (default) however can easily be upgraded.

WIRE TRANSFER TO THE ACCOUNT.

You can have wire transfer sent directly to the account. Standard amount is up to US$1500.00 (can be more with pre-notice). Wire Transfers must originate from prime US or International banks. If you are not sure if your sending bank is considered a Prime Bank, please contact AccentBanking (use the contact form on this site or in the client login).    Wire transfer instructions are in the client login section of this site.

CHECK DEPOSIT.


You may send a US issued check to be deposited. Not all checks will be accepted. Do not send personal checks, third party checks, joint checks, traveler’s checks etc. Checks must be from US companies (such as PayPal, Google etc), know payment systems, and must be in US Dollars drawn on US banks. Check deposit details are in the Client Login section.

INTERNATIONAL CARD USE:

a 3rd party ISF fee of 1-3% may be deducted for all card usage outside the USA. This is not an Accent program fee.

CARD LIMITS:

standard setup: ATM $500/day, POS $1000/day

Balance* = balance on the first banking day of each month

Always Ask First! There is no fee to ask a question!

ACCENT BANKING OFFICIAL SITE ( CLICK HERE )

E*Trade Banking

How to Open your own ETrade US Bank Account .. ?

Welcome,

Here you can view all the information and details you need to know

to open your own US Bank account as a non resident.

Ok. First things first.

First, you’ll need to know the name of the bank. Your U.S. bank

account will be open in:

E*TRADE Financial

E*TRADE Financial owns E*Trade Bank and E*Trade Securities.

This bank is one of the most respected banks around the world.

It provides excellent customer service.

You can visit their web site in www.etradebank.com

BUT WAIT, don’t try to open your account yet.

You have to fill the right forms and do all the process correctly


for your account to be open.

The first “secret” you should know is that for opening your account

you will not have to contact E*Trade Bank but E*Trade Securities, LLC.

Now….

e*Trade Securities

E*TRADE Securities, LLC is a member of the SIPC. They are a separate

company but affiliated with E*TRADE Bank.

By working with E*Trade Securities you will be able to have banking

services with all the benefits.

First, you don’t have to ask for a checking or saving account.

This types of accounts can not be opened as non-resident.

So, you will have to ask for a brokerage account.

A brokerage account can be used as a checking account, you


will not received interest on your balance, but you will have the choice

to make stock investments and other normal checking accounts

actions (like checks, make transfer, etc.)

our Welcome Pack

Here is a sample of the welcome pack you will receive (The VISA card

as to be requested after you open your account).

The bank will send you the welcome pack along with your bank account

number and password for on line banking via normal mail service.

Your bank account will be open 2 to 3 days after the bank received

your application. The welcome pack will arrive in around 2 to 7

weeks after the bank receive your applications.

You can always contact the bank to see if your bank account has been

open without receiving the welcome pack. More information on this later.

Fill your forms

As a non-US resident you will need to fill out the following forms:

#1 Your bank account application

* Please note it’s necessary to print out and fill in / sign the last page

of this form ( the form will be sent to your email after registeration ) .

click here now to start applying for Etrade Brokerage account .

#2 Your withholding tax form

* You are required to include this form with your application form

above.

- You can download the forms from our servers here .

- You can download the forms from the bank web site here, and

Here you have the sample forms to guide yourself.

Be aware that tax will not be withheld from your deposits. Tax is

only withheld if you make a profit on an investment made through

E*Trade.

Now lets see were you have to send the forms..

Send your forms

Mail both forms along with a photocopy of your passport or national

photo ID to the address below:

E*TRADE Securities LLC

P.O. Box 1542

Merrifield, VA 22116-1542

USA

If you want to use Fedex or DHL service, you will probably need to

use this address (without a P.O. Box):

E*Trade Securities LLC

671, N. Glebe Road,

11th Floor,

Arlington, VA – 22203

USA

You can confirm this information from the bank web site here . Europe,


Middle East and Africa (EMEA) Residents May send their application to ..

US Account Applications

E*TRADE Securities Limited

42nd Floor

One Canada Square

London E14 5AA, UK

Lets continue…

Your checkbook

2 to 3 days after the bank as received your forms, you can call or

email E*Trade and request your checkbook before you receive your

welcome kit.

You can even request it before any funds have been deposited into

your account. Simply call E*Trade on 1-916-636-2510. The mail for

customer service is service@etrade.com

Or you can wait to request a check book after you receive your

welcome pack.

Remember that you are opening a “E*trade Securities Brokerage

Account”. If you simply ask for a bank account they are not going to

help you.

You can ask for your account details at this time and login to your

bank account on line.

There is no need to wait for your welcome pack to access your account

and deposit funds.

Ok, keep going..

Your initial deposit

The bank will open your account even if you don’t send any deposit

with your forms. However you can fund your account by including

a $1,000 US check or US money order with your applications.

Or…

After you have received your account number, you can fund it in any


amount via your PayPal, 2Checkout.com or any other account that can

send ACH transfers (direct deposits).

The minimum deposit needed to open a cash brokerage account is

$1,000 while the minimum to open a margin account and begin trading

is $2,000.

You can also wire funds from your home bank account, in any amount.

Instructions on wire transfers can be found updated in the bank web


site. (Remember you have to follow the instructions on how to wire

money to your E*TRADE Securities account)

Your VISA Platinum Debit card

Remember that you will need to have at least US$ 1000 in your

account to ask for your debit card.

You can send the application included in your welcome pack, or you

can order it from the bank web site.

Next is a example of the actual VISA Platinum debit card and checkbook.

If you need to take money from Paypal, Adsense, 2Checkout or other

similar system and don’t have $1000 to make a deposit, I suggest

you to visit our Debit & Virtual Cards Section

Anyway, now you can see how to send money from your Paypal account

(or a similar system) to your Bank Account….

How to send money from Paypal

To receive ACH transfers (direct deposits) from Paypal, 2Checkout

or any other service. Just use the following details.

Bank name: ETRADE BANK

Routing number: 056073573

Account number: This is your personal account number

Account type: Checking Account

*Remember that doing an ACH (direct transfer) is different than a wire

transfer. A wire transfer (usually used for International Transfers) has

a different routing number. You can see this number updated in your

bank’s web site.

You can always confirm the direct deposit information from the bank website.

That’s it. You have done it.

Enjoy banking in the US!!!

Wells Fargo

Wells Fargo is one of the biggest Banks in USA that can provide IPB  ( International Personal Banking ) for Non-Resident . This is Not an easy account to open for foreigners and also it can not be used just for  PayPal and ecommerce money transfer purpose . It’ll take some time and strict paper work to open an account with Wells-Fargo, also a signature verification process is required to verify your identity/signature  with the bank. I believe this is wont be a problem if you are running a legitimate business/activity .

Wells Fargo Online Banking Features

With this banking service you’ll get free and secure online access to your accounts anytime, anywhere – in one place, with one username and password. Check balances, transfer funds, view statements, and much more.

Identification Documents Required :

- Copy of Passport

- Copy of National Identity Card/Driver License

- Signature card verification

- You will need to attach the most recent 3 months bank statements and 2 bank reference letters from your local bank.

Follow the following steps in order to open an account with Wells Fargo :

1- Visit the Wells Fargo IPB landing page .  Apply for the account by filling-up the online application form , and print it out

2- Also print out the signature card form and the service agreement

Signature Verification Process

To verify your signature, it has to be done by one of these three ways:

1- SWIFT message type 199 send by your bank.

2- Signature verified by San Francisco IPB office or Hong Kong IPB office.

3- Signature notarized by US Embassy or Consulate.

For choice #1, visit your local bank and ask them if the Swift message type 199 is available

( Most of the bank officers have never heard of SWIFT message type 199 before! ).

For choice #2, the best choice for Hong Kong / US residents

For choice #3, this seems like the only ’slightly’ more convenient way to do so. Given that you live near the consulate. It will cost you a fee to certify your document ( should be around USD$20 per document).

Please note that the Wells Fargo service agreement stated that you can not use the bank account for PayPal and other eCommerce solution. Make sure you read it carefully.

Virtual Money Inc

Perfect debit card solution for Non-U.S Residents that works with any worldwide ATM machine ( Cirrus/Pulse ) .

VM card holders will get a unique U.S Bank Account number that allows them to receive funds from electronic Banks and internet Payment Pocessors   that transfers funds to U.S Bank account . The card also can be funded with wire transfer by you or any other 3rd party.

Virtual Money card Benefits :

With Virtual Money Card you’ll get the following ..

• A Debit Card that works with majority of worldwide ATM machines ( Cirrus / Pulse )

• A U.S checking Account for Non U.S Residents

• FDIC Insured

• Usable in over 210 countries

• Usable at more than one million ATMs worldwide

• $2,500 Account Maximum Balance

• $500 per day Point-of-Sale Limit (subject to machine limits)

• $500 per day Cash Withdrawal Limit

How do I Load the card ( add funds ) ?

Funds may be added (or “loaded”) to a card in the following ways:

• AlertPay , PayPal and other online payment processor that send transfers to U.S Bank .

• Direct Deposit (from a business or employer)

• Card to Card (from one ® ATM Card™ to another)

• Retail Loading Station (any store that enables the loading of a ® ATM Card™)

• ACH to Card (U.S. only)

• Bank Wire Transfer ( U.S and International )

How it works ?

You will be given a Cirrus/Pulse Debit card and a U.S Bank account


as following :

Routing Number: 111900756

Bank Name: Southwest Bank

Account Number: 8 + the last 9 digits of your card number.

(Example: If your VM card number is: 6278 9510 1234 5678

Your account number would be 8 01234 5678 ).

* Pricing / Fee :

How can I get a card ?


We recommend you to contact VMI to ask aout the nearest authorized Virtual Money® Merchant.

Generally you can purchase Virtual Money Card with ( money order , cashiers check , bank wire  or with any other electronic payment processor supported by the reseller like AlertPay , PayPal , Egold  , MoneyBooker  etc  )  .

To find the  nearest reseller to your location , contact VirtualMoneyINC from their official site ( clicke here )

German Bank Account .. For Non-Residents

You don’t have to be German to enjoy a German bank account . You can easily open your own legal bank account in Germany as Non-Resident via post mail , No travailing .

All you need is to apply for the German bank account  with Treadston Ltd , sign and certify the documents required and send it to them via post mail . That’s it , they will contact you with the payment information once your documents received and approved .

( click here to visit Treadston Ltd official site )

Threadstone Ltd is an authorized bank introducing service that helped non residents to obtain their own German personal/business bank accounts .

Threadstone Ltd. as bank introducer offers you seamless world wide personal & business banking services in more then 25 countries.

The German Account Package include :

1- IBAN German Bank Account

2- ATM Maestro Card

( can be used to withdraw funds from any worldwide ATM with Maestro logo , and also at any German POS )


3- Visa Debit Card

The Visa Card  can be used at any local/International POS . Also its  good for the Internet Shopping.

General Information :

Account Prices/Fees :

# Personal Account:

1- 89 € ( Paid One-Time as Application fee by Threadstone to open the account – shipment included )


2- 50 € , Initial deposit

3- EUR 10.00 – Bank monthly Fee

4- 0.50€ incoming bank deposit transfer .

5- ATM withdrawal Fee , 0.00 – 5.00 € depends on the ATM

6- Wire Transfer Fee ( send woldwide )

Swift Transfer 20-25 Euro.  IBAN SEPA and Local 0.50 – 1 €

7- Wire Transfer Fee ( Receive worldwide )

Swift , IBAN SEPA and Local incoming transfers 0.50 – 1 €

# Business Account:

1- 129€ ( Paid One-Time as Application fee by Threadstone to open the account – shipment included  )

2- 100€ , Initial deposit

3- EUR 25.00 – monthly Fee

4- Incoming and Outgoing  Local or IBAN / SEPA  0.50 EUR


5- Incoming Swift – 5.00 €

No Fees for bank internal Account to Account transfer

No Fees for Maestro/Visa funding 25% Discount

Special 25% discount for DOLLARAT members . Just use the discount coupon below :

Requirements to Apply :

- You have to be at least 18 years old in order to open up this account.

The following documents are necessarily required:

1- Certified copy legitimation (e. g.. identification card or  passport )

Important : You’ll have to attach your ID together with proof-of-indentity form and certify your ID with an authorized individual  , best way is a bank, embassy or notary public ..

2- Proof of Resident (z. B. Certificate of Registration, utility bill)

3- Signed copy of our application forms.

Last step is to send your signed application form , and your certified proof -of-identity document together with proof of Resident to the following address :

Threadston Ltd.

Application Service

Postfach 170309

60077 Frankfurt am Main

Germany

For more information please do not hesitat to ask .